WIREFRAME — Larkin Family Care Center / Planning: Child
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Planning & Research

Planning childcare for your family.

You're thinking ahead — and that's one of the best things you can do for your family. Browse these sections at your own pace. A care expert is always available when you're ready to talk.

Key difference from A2: Matt's plan specifies "Sections (scroll, not clicks)" for planning pages — so this page uses a long-form scrollable layout with section anchors, rather than accordion tiles. Content is organized for browsing at your own pace rather than crisis-driven triage. Sticky bar — dual pill: Scroll down to see the sticky bar with two pills. The page pill shows which page you're on. The section pill updates as you scroll through sections.
Section 1

Childcare options

The childcare sector was already on an unsustainable path before 2020. There are now 100,000 fewer childcare workers than before the pandemic (Bureau of Labor Statistics). Advance planning, persistence, and patience will serve you well.

Compare your options

Home-based daycare, center-based daycare, or a private nanny — each comes with different costs, hours, and features. Use the comparison chart to evaluate which fits your family.

Find daycare providers

Several search tools can help you find accredited and vetted providers in your area, filterable by price, location, hours, and ages served.

Find a nanny or nanny agency

If you're considering a private caregiver, a nanny placement agency handles vetting and matching. Review the pros and cons, then use the agency directories to find one near you.

Nanny employment basics

Employing a nanny qualifies you as a household employer. You become responsible for Social Security and Medicare taxes. A tax service for domestic employees can help manage this.

Section 2

Programs & activities

After-school programs, summer camps, and enrichment activities are both a childcare solution and a developmental investment. Research from the Harvard Graduate School of Education shows participation improves academic performance and school engagement.

After-school programs

School-based and community programs usually mirror the local school calendar. The YMCA has a nationwide search tool — most branches offer before and after-school programs, and sometimes provide transportation to select elementary schools.

Summer camps

If you're planning on sending a child to camp, consider four things: age readiness (5–6 year olds do well if they're comfortable in group settings), your child's interests, the setting (day camp, residential, virtual), and budget. The average daily cost is $178 per child for day camp and $448 for overnight camp (ACA survey).

Special needs considerations

If your child has special needs, look for programs with trained staff, appropriate accommodations, and experience with your child's specific requirements. Ask about staff-to-child ratios and individualized support plans.

Section 3

Costs & financial help

Infant and toddler care is significantly more expensive than preschool-age care. In some states, childcare costs make up more than 30% of a family's income. Here's how to understand and manage the costs.

Understand what childcare costs

Costs vary dramatically by region, child's age, and care type. Use these tools to see what families in your area typically pay.

Employer benefits

Your Dependent Care Account (DCA) or Flexible Spending Account (FSA) lets you use pre-tax dollars for childcare. A Dependent Care Assistance Plan (DCAP / DCFSA) may also be available through your employer. Check your company's benefits portal.

Tax credits

Three credits may apply to your family: the Child Tax Credit (per qualifying child), the Dependent Care Credit (reimburses up to half of childcare costs while working), and the Earned Income Tax Credit for lower-income households.

Military family assistance

Military and DoD families may qualify for childcare subsidies. Programs vary by branch. Search the Military Child Care site for DoD-approved options, and explore fee assistance through Child Care Aware.

Section 4

Safety & vetting

Whether you're evaluating a new provider or reassessing your current arrangement, these tools help you ask the right questions and verify quality.

Accreditation

NAEYC accreditation means a program has met 10 standards for high-quality early childhood education. Use the search tool to verify if a program is accredited — and know that many quality programs choose not to pursue accreditation.

Inspections and reports

Licensed programs have continual monitoring for health and safety standards. Findings are reflected in state reports. Use the inspection tips to find reports for your state and understand how to read them.

Questions to ask daycare providers

Use the suggested questions checklist when calling or visiting a daycare to make sure you receive answers to all the key information about safety, qualifications, policies, and daily routines.

Questions to ask nanny agencies

When interviewing a nanny agency, use the suggested questions and tips to evaluate their screening process, replacement policies, and how they handle issues.

Planning for transitions

Childcare changes are inevitable but can be stressful. Whenever you're switching providers, the transition tips can help make the change smoother for your child.

Section 5

Helpful resources

Free services, search tools, and organizations that can help you find and evaluate childcare.

2-1-1

The most comprehensive source of locally curated social services. Free, available 24/7 by phone, chat, or text. Covers 94.6% of the U.S. population. Can connect you to childcare resources, financial assistance, and family support services in your area.

Child Care Resource & Referral

A not-for-profit website with a database of area-specific childcare resources. Filter by your criteria to find providers, programs, and support services near you.

NAEYC

The National Association for the Education of Young Children maintains a searchable directory of accredited childcare centers and preschools nationwide.

YMCA

Nationwide search tool for before and after-school enrichment programs. Most branches offer programs, and some provide transportation to select elementary schools.

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